New Delhi, February 2016: The Government of India is planning to merge all centrally-sponsored health insurance schemes and replace them with a superior package.

The projected ‘Health Protection Scheme’ will replace existing plans such as the flagship Rashtriya Swasthya Bima Yojana (RSBY) for families below poverty line (BPL).

Under the new plan, which will benefit around 40 crore people, the minimum cover provided will be will Rs 50,000.

Beneficiaries will be listed not merely on the basis of income but also on deprivation and “identified occupational” categories as per the socio-economic caste census. This means that the beneficiary base will grow, and cover the socially-deprived population as well.

There will also be special top-up benefit options for senior citizens.

The Health Ministry has also mooted setting up a National Health Agency for effective implementation of the scheme as well as linking it with larger healthcare systems such as National Health Mission.


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